A
{
   font-family:Arial, Helvetica, Sans-Serif;
   font-style:normal;
   font-size:11pt;
   font-weight:bold;
   text-decoration:none;
   letter-spacing:0.2pt;
   color:#004080;
}


A:LINK
{
   font-family:Arial, Helvetica, Sans-Serif;
   font-style:normal;
   font-size:11pt;
   font-weight:bold;
   text-decoration:none;
   letter-spacing:0.2pt;
   color:#004080;
}


A:VISITED
{
   font-family:Arial, Helvetica, Sans-Serif;
   font-style:normal;
   font-size:11pt;
   font-weight:bold;
   text-decoration:none;
   letter-spacing:0.2pt;
   color:#004080;
}

A:HOVER
{
   font-family:Arial, Helvetica, Sans-Serif;
   font-style:normal;
   font-size:11pt;
   font-weight:bold;
   text-decoration:underline;
   letter-spacing:0.2pt;
   color:#DF0000;
}


TABLE
{
	background:url(img/he.jpg);
	padding:0px;
}

BODY
{
	font-family:arial;
	color:#004080;
	font-size:10pt;
}
h1
{
	font-size:12pt;
	margin-bottom:20pt;
}
div
{
	margin-left: 20pt;
}